The Karma Theory in vedic astrology part 3: Decoding Sanchita, Prarabdha, Agami and Kriyamana karma Astrologically



The Karma Theory:  What is Rebirth in Karma Theory, Understanding Karmic Relationships and its magnitude and  4 major Karmas –  Sanchita, Prarabdha, Agami and Kriyamana karma are Astrologically connected with the Birth chart.

In the Previous version of this Article series, we tried to understood how three ways an individual performs its Karma astrologically as well spiritually based on the philosophy of Swami Sivananda Saraswati ji. Users can read our previous part from this link: The Karma Theory Part 2. In the Current version of this series we will try to understand the Rebirth process, Karmic relations and How 4 Major karmas play an important role in our life both spiritually and astrologically.
Let us understand the Rebirth and Karmic Magnitude of our karmas one by one.
First, we need to understand what is Rebirth or reincarnation?

What is Rebirth (Reincarnation)

Rebirth is a mystic process of cosmos where one past Desire gives rise to the new opportunity for new birth (Astrologically Rahu and Kama Trikona houses seen for all desires of pasts and presents), even this desire also responsible for falling into a cycle of birth and death and numerous new karma. The more we work to acquire the object of our desires, the more it produces the new karma, it can be fruitful or painful too. All these desires are responsible for a birth cycle and responsible for taking birth after birth to reap the fruits of our karmas, this is what called the law of karma.
The wheel of life cycle keeps continues until the soul (Jivatma) has Karma attached to it. The cycle of birth, life, and death will keep continuing in a process of cosmos until all the Karma is fully consumed (when Sanchit goes to zero- No Debit, No Credit – State of Moksha- Seen via 9th and 12th house and the strength of the AK). As per the Cosmic laws, when the revolution of the wheel of life is completed, a new process of life begins again with new karma and rebirth cycle. This is how divine is maintaining the law of birth cycle and how actually Karma works with every birth we take in a physical body.
“Many of those Karmas leads us in the journey of life to life, from the first manifestation as an amoeba to the last manifestation the 8.4 millionth manifestations.”
The process of rebirth continues until there is a balance in the Karmic account. The soul is liberated from the karmic bondage when the Karmic balance is consumed totally (i.e Sum total will be zero, Soul will be liberated from the cycle, will get Moksha from the process- astrologically Karka Sign Pisces and Ketu in 12th from Karka-amsa seen for getting moksha as per the principals mentioned in Jamini Sutra. but it is more of a general rule, holistic chart analysis always required. Though there is no science which can reveal about moksha of the soul, it is totally in the hands of the supreme divine, astrology is only a tool which can give us clue to understanding the karmic cycle of the soul).
(Source and reference:  by Sivananda Saraswati ji| | By Mahendra Joshi)

How Karmic account balance is maintained?

The accumulated result of all actions from all our past lifetimes is called “Sanchita Karma”. The interesting part is how this account of Karmic Credit/Debt is maintained. It is never maintained as a total net balance (as done in the case of a bank account) but always stored as a separate account of Credit and Debit that never cancels each other, for each soul.

What are the Types of Karma

According to the SATGURU SIVAYA SUBRAMUNIYA SWAMI ji Karma broadly defined as the universal principle of cause and effect, action and reaction which governs our all life actions. Karma is a natural law of the mind, just as gravity is a law of matter which attracts thoughts and actions. Karma is not fate, for man acts with free will, creating his own destiny. The Vedas tell us, if we sow goodness, we will reap goodness; if we sow evil, we will reap evil. Karma refers to the totality of our actions and their concomitant reactions in this and previous lives, all of which determines our future. It is the interplay between our experience and how we respond to it that makes karma devastating or helpfully invigorating. The conquest of karma lies in intelligent action and dispassionate reaction. Not all karmas rebound immediately. Some accumulate and return unexpectedly in this or other births. The several kinds of karma are: personal, family, community, national, global and universal. Ancient rishis perceived personal karma’s three-fold edict. The first is sañ chita, the sum total of past karmas yet to be resolved. The second is prârabdha, that portion of sañ chita to be experienced in this life. Kriyamâna, the third type, is karma we are currently creating.

Is There Good Karma and Bad Karma?

In the highest sense, there is no good or bad karma. All the experience offers opportunities for spiritual growth. Selfless acts yield positive, uplifting conditions. Selfish acts yield conditions of negativity.Karama springing from the root “Kri” – “to do” or “to make” or more simply, “action”. The deeper meaning of Karma can be described as an infinite chain of the results of an action that is perceived and performed. Karma is a concept of wisdom, based on the Ancient Vedas and Upanishads, which explains a system where beneficial events are derived from past beneficial actions and harmful events from past harmful actions, creating a chain of actions and reactions throughout a person’s reincarnated lives.

When we talk about “Our Karma” we’re talking about the actions we’ve “sown” or performed in the past (including our past lives) that are the cause of what we “reap” in our current life situation. This either becomes our Karmic Burden or Karmic Baggage or our Karmic Blessing depending on whether we’ve performed positive or negative actions in the past.
Every action, either physical, emotional or mental, every movement occurring either on the plane of gross matter (School am) or on the astral planes (Sookshma), causes emission of Energy. In other words, it produces a Seed.
Being a Seed, Karma fructifies or does not fructify immediately after it is sown. The innumerable Karmic Seeds we produce by our various actions – desire, aversion, love, hatred, happiness, etc. will undoubtedly produce, sooner or later, a positive or negative result according to the nature of the seed, if not in this life, then in some future one.
The Vedas propound, “Here they say that a person consists of desires. And as is his desire, so is his will. As is his will, so is his deed. Whatever deed he does, that he will reap.”
Karma should not be confused with Fate. Fate is the notion that man’s life is preplanned for him by some external power, and he has no control over his destiny. Karma, on the other hand, can be corrected. Because man is a Conscious Being and he can be aware of his Karma and thus strive to change the course of events, with the help of superior powers.

(Source and Reference:

Dancing with Siva -Hinduism’s Contemporary Catechism


Some karma can be changed and some cannot. When you prepare halwa, if sugar is less or ghee is less, water more or less, it can all be adjusted, repaired. But once sooji is cooked, it cannot be reversed. If the buttermilk is sour, milk can be added, salt can be added to make it drinkable. But it can never be reversed back to milk. Prarabdha karma cannot be changed. Sanchita karma can be changed by spiritual practices. Listening and practising spiritual practices (i.e Meditation, Tapa, Japa and Homam ) with learned spiritual gurus can burn the seed of all negative karma. When you praise someone, you take on their good karma. When you blame someone you take on their bad karma. One should Know this and surrender both good and bad karma to the Divine and be free.
To live a good and happy life, every man should have a comprehensive understanding of God’s Cosmic System (law of Karma), and its operations. If a man acquires this karmic knowledge and puts it into practice, then he can pull on in this world smoothly and happily. He can utilize the helping forces to serve his ends in the best possible manner. He can neutralize the hostile or antagonistic currents. Just as the fish swims against the current, so also he will be able to go against the hostile currents by adjusting himself properly and safeguarding himself through suitable precautionary methods. God helps those (to some extent) who understand and apply the law of Karma in their life.
In the absence of knowledge of the functioning of God’s Cosmic System (Law of karma), man becomes a slave (of his desires). He is tossed around here and there helplessly by various currents in his present life. Various hostile forces (generated because of his past actions) drag him in different directions. He drifts like a wooden log in a river. He always leads a miserable and unhappy life even if he has all the wealth and possessions in this world.

The Three Levels of Karmic Magnitude


In addition to the four kinds of karma, there are three levels of magnitude to any given karma. Karma can be fixed/strong or non-fixed/weak, or a combination of the two. If the karma is strong then the predetermined event will almost certainly happen. If the karma is weak then it may be relatively easy to avert it. The three levels of magnitude are:

According to Buddhism Karma theory, Fixed karmas are immutable karma that produces fixed or set result, whether it is negative or positive.

There are four causes of fixed karma:

1.Actions motivated by exceptionally strong earthly desires or by a profoundly pure mind.

2.Actions, whether good or evil, done habitually.

3. Actions, whether good or evil, performed in relation to such sources of benefit as the three treasures of Buddhism.

4. Actions causing harm to one’s parents. Fixed karma may also be interpreted as karma whose effects are destined to appear at a fixed time.

In this case, fixed karma may be of three types depending on when its effects will appear:

(1) karma whose effects are destined to appear in the same lifetime.

(2) karma whose effects are destined to appear in the next lifetime.

(3) karma whose effects are destined to appear in a third or even later lifetime.

“As a general rule, lighter karma is said to manifest itself in the same lifetime that it was created, while exceptionally good or bad karma will be carried over into subsequent lifetimes. Fixed karma was traditionally considered unchangeable, but Nichiren states in his writing On Prolonging One’s Life Span, “Karma also may be divided into two categories: fixed and unfixed. Sincere repentance will eradicate even fixed karma, to say nothing of karma that is unfixed”


Source and Reference:
Soka Gakkai
Nichiren Buddhism Library,


Astrologically Fixed, Mixed and Unfixed karma’s are categorized into Dashas and transits.

1. Fixed karma (Dridha – Dasha System )This is karma that cannot be changed by any effort on our part. Only the grace of God can alter fixed karma (Dridha). Dashas in Natal or Divisional charts( i.e Vimsotri, Rasi or Nakashtra based dashas) indicates what is definitively going to happen in your destiny which cannot be changed is Dridha Karma or fixed Karma.

2. Mixed karma (Dridha/Adridha)This is karma that can be changed but only with substantial effort. These are those Karmas which may or may not fruity.

3. Non-Fixed karma (Adridha – Transits of Planets)This is karma that can be easily changed with some effort. Transit of Planets in your Natal or Divisional charts indicates those karma’s which can be changed by some efforts. these results may or may not happen if it is not in your destiny.

(Source and Reference – 
Insights of Nadi by A.V Sundaram Sir)

The Four Types of Karma

Karma is primarily of four kinds:

1. Sanchita Karma (9th, 1st, and 5th house): (Sum Total Karma or “Accumulated actions”)

Total collected bows are like Sanchit Karma
Sanchita Karma is the vast store of piled-up Karma accumulated in the preceding and in all other previous births and yet to be resolved, it is the accumulated result of all your actions from all your past lifetimes and from the current lifetime till this moment. This Sanchita Karma is our total Karmic debt (combination of Karmic Credit and Karmic Debt.). In other words, it is the aggregate sum of yet unseen Karmas committed during innumerable previous existences. Every moment of every day we are adding to the account by performing a Good or Bad Karma. This is your total cosmic debt. Every moment of your every day, you are either adding to it or you are reducing this cosmic debt. It is waiting to be fulfilled in your future births. We also reduce Karma balance from our account sometimes (Those rare moments in a day when we are doing meditation, spiritual practice, selfless service etc.)
So unless and until the Sanchita Karma of a Soul is zeroed, it keeps on birthing in new physical bodies, in order to exhaust its balance of Sanchita Karma. This is your total cosmic debt. Every moment of every day either you are adding to it or you are reducing this cosmic debt.
Astrologically Sanchit Karamas are Stored Karamas which can come at any time to surprise the life progress and actions. Grand trines( 1, 5 and 9th) are mainly seen for Sanchit karamas which indicates how life progress and how dharma progress in our current life because of the punyas of the past life.

2. Prarabdha Karma ( 6th house and 6th Lord ): ( Fructifying Karma or “Actions began; set in motion” or Arrows in Flight)

Total Deeds or portion in the collected Karmas are Praradbha that one has to reap in any case.
That portion of the Sanchita Karma destined to influence human life in one or the present incarnation is called Praarabdha. This is a portion of your “sanchita” Karma being worked on in the present life. That is part of one’s Sanchita Karma which must be worked out in the present life (no options).It is a collection of total past karmas, which are ready to be experienced through the present body (incarnation). Because the law of Karma implies determinism in human activities, Prarabdha is often translated as destiny. When you work down your agreed upon debt in this lifetime, then more past debts surface to be worked upon in the next birth.
In other words, Praarabdha Karma is Karmic Template (of that portion of Sanchita Karma) that is ripe enough to be experienced by you and allotted for this lifetime for you to work on. If you work down your agreed upon debt in this lifetime, then more past debts will surface to be worked on. And that much Sanchita Karma gets dissolved.
According to Sri Swami Sivananda: “Prarabdha is that portion of the past karma which is responsible for the present body. That portion of the sanchita karma which influences human life in the present incarnation is called prarabdha. It is ripe for reaping. It cannot be avoided or changed. It is only exhausted by being experienced. You pay your past debts. Prarabdha karma is that which has begun and is actually bearing fruit. It is selected out of the mass of the sanchita karma.
Each lifetime, a certain portion of the sanchita karma, most suited for the spiritual evolution at the time, is chosen to be worked out, during the course of the lifetime. Subsequently, this Prarabdha Karma creates circumstances which we are destined to experience in our present lifetime, they also place certain limitations via our physical family, body or life circumstances we are born into, as charted in our birth chart or horoscope, collectively known as fate or destiny (determinism).
Jyotish, the Vedic Astrology and any other authentic method of Astrology, at it’s best, can reveal only the Praarabdha Karma. Thus the Natal Horoscope is the Blue Print of the Karmic Energy Patterns of the Praarabdha Karma only.
Astrologically Prarabdha karma is mainly seen from 6th house – house of sufferings and debits from past birth ( 10th from 9th house), that’s why it indicates 6 weaknesses which make us weak in our actions. this is the main reason the 6th house is seen for all sort of diseases and sufferings which cant be avoided ever in life. Where ever the 6th lord goes in Natal D1 chart that houses tells what are the good and bad results which cant be altered or can’t be fixed. if 6th lord goes in 9th- Misery to father and luck will play a major role and person cant avoid those situations. if 6th lord goes in 11th- financial hardship will be there and some things have to face with respect to elder brothers. this way you can check where your Prarabdha Karama goes and in which life direction.
There are three kinds of Prarabdha karma: Ichha (personally desired), Anichha (without desire) and Parechha (due to others’ desire). For a self-realised person, a Jivan mukta, there is no Ichha-Prarabdha but the two others, Anichha and Parechha, remain, which even a jivan mukta has to undergo.
Prarabdha’ (Devanagari: प्रारब्ध) is employed in the Nada Bindu Upanishad verse 21 as follows in Devanagari for probity and as rendered in English by K. Narayanasvami Aiyar (1914)
आत्मानं सततं ज्ञात्वा कालं नय महामते | प्रारब्धमखिलं भुञ्जन्नोद्वेगं कर्तुमर्हस
O intelligent man, spend your life always in the knowing of the supreme bliss, enjoying the whole of your Prarabdha (that portion of past Karma now being enjoyed) without making any complaint (of it)

3. Kriyamana Karma: (10th House and its lord, Saturn) (Instant, Current Karma or “Being made” or Ready to Shoot, Trigger in your hand)

An arrow set to mark for the target is Kiryamana Karma
Kriyamana Karma is the daily, instant Karma created in this lifetime and that we create in our life because of our free actions.In General, This is Karma that we create in our daily life because of our thoughts, will, and actions. It refers to those which are currently in front of us to decide or act on. All the karmas which are done In our sub-conscious mind. It refers to the decisions before us to act upon.This contributes to our Future Karma in a big way. They can also be worked off immediately. These are debts that are created and worked off – i.e. for example, you park your vehicle in a ‘No Parking Space’, you get caught and you are fined (punished) immediately. Wrong thought leads to bad action i.e You decided to kill someone, you did it and you got punished.
(i.e. you speed on a highway and you get a ticket. Karma is created and consumed immediately in this case.)
While some Kriyamana Karmas bear fruit in the current life, others are stored for enjoying in future births. Thus the Kriyamana Karma is classified into two sub-categories: Arabdha Karma – literally, ‘begun, undertaken;’ the Karma that is ‘sprouting’-
and Anarabdha Karma – ‘not commenced; dormant’ or ‘The Seed Karma’. An example: two persons committed theft and one of them get caught – Arabdha Karma – and the other one got away – Anarabdha Karma. The thief who got caught immediately starts to feel the effect of the cause or the reaction to his action; he gets caught and goes to jail. The other robber who escaped will have to experience, in this life or in a future one, the effect of this wrongful action.
Kriyamana Karama seeds lie in 10th house which indicates what we do now will reap our next birth, it indicates those actions which we choose for our next cause or birth. So always watch your 10th house and its lord to see where our next birth goes and in which direction. Malefic in 10th house or 10th lord with malefic indicates we are doing something wrong in this birth and can lead to bad next birth.


4. Agami Karma (4th House & its lord and Moon): (Future Karma)

An Arrow which is going to Set in the Bow is Agami Karma that is not yet released but in the process of releasing to hit target. It is more like Mansa karma
Aagami Karma is the Karmic Map that is coming, Approaching or Future Karma: This is the Karma or the actions that are now going to be done which will give their results later in the future. Some of Agami Karmas bear fruit in the current life; others are stored for future births in the form of Sanchita Karma as a result of the merits and demerits of the present actions of your current birth. In other words, it is the portion of Karma that is created because of the actions in the present life and that will be added to your Sanchita Karma. If you fail to work off your debt, then more debts are added to Sanchita Karma and they become more Karmic Seeds and are served to you in more future lives.
Agami Karama is mainly seen for future plotting work done for next birth, which means it indicates what we wanted to do now are what i am doing right now which is actually your thought processing – your current state of mind, Moon and 4th house and its lord is seed of the Aagmi Karama. What your thought can bring you, what you do after it which is actually goes in the direction of Kiryamani Karma(10th house). So always watch your Aagmi Karama as it will become your Kiryamani Karma. Any Malefic in 4th house , 4th lord with Malefic planet or Affliction to Moon will leads to Bad Karma and accumulated bad karma for next birth and this birth.
The Sanchita Karma (as well as Prarabdha karma) are stored in Chittakash space.

Karmic account – Sanchita Karma – The Credit and Debit System


There is a huge difference in Karmic and Mundane accounts balance. Mundane accounts work on trial balance system where one has to match credit and debit account equally but in the case karmic account system we need to see a portion of karma from the sum total of accumulated karma.
In case of Karmic account (Sanchita Karma) the Credit (good karma) and Debit (bad karma) are always maintained separately. The Credit and debit never cancel (subtract from) each other (unlike a bank account). The reason to maintain both the Credit / Debit is that the soul (Jivatma) has to face consequences of each type of karma (good as well as bad) through the cycle of several births and deaths. Good Karma is used to deliver rewards, while the bad Karma balance is used to deliver the punishments, in the chain of lives that soul will go through in the future.
Since every soul (Jivatma) must face the consequences of his karma (good and bad) the balance (credit and debit) is always kept separately and never cancelled against each other.
(Source and reference: | By Mahendra Joshi)
Dispensation of  Karama.

According to the process of Karama theory, karmas never give their results in one go at one instance only a certain portion of karma is taken out from the accumulated karmas (sanchita karma). During this process, many of the ripe karmas including the accumulated sanchita join together with the prarabdha karama and bring one life for the body. This indicates total karma of the present life (Sum of Prarabdha and Sanchita) that can be seen from the Natal chart planetary placement, Natal birth chart is nothing but only the blueprints of Sanchit and Prardbha Karama, including your both good and bad karma’s we had done in many of our past life.
During the process of rebirth or reincarnation, when a soul takes or enters in a new body in mother womb, Karma is dispensed as his Prarabdha Karma. If we see deeply according to Bhagwad Geeta and Vedanta theory,  The Divine Supreme Almighty plays here a major role as in dispensing the ‘fruits’ of Karma in any of birth we take in the physical body. Physical body Karma purpose is to exhaust our Prabraha karma’s (Ripe one) so that the soul can be filtered for his next journey. For his next Journey, the role of Kiryamani and agami karma plays a key and deciding role for the type of birth one can take.
Below mentioned Quote from Bhagwad Geeta, Chapter 3: Karma-yoga says perfectly why we cannot live a minute without doing new karma and why it is so important for the next birth and attaining perfection in our karma:
Na karmanam anarambhanNaiskarmyam puruso ‘snuteNa ca sannyasanad evaSiddhim samadhigacchati
Not by merely abstaining from work can one achieve freedom from reaction, nor by renunciation alone can one attain perfection.
The Ripe karma where we are born with is called Prarabdha Karma and it is the ultimate Destiny of the soul in current life. The Good portion of the Prarabdha karma acts like rewards in current birth (including body will have Good health, Wealth, intelligence, matching partner, good children and so on., astrologically seen from the Artha (2, 10th and 11th) and Trikonas (1,5 and 9). The bad portion of the Prarabdha karma gives us punishments in the form of Disabilities/diseases, Poverty, lack of intelligence, wrong partner, betrayal by the children and so on.(Astrologically it is seen from the strength or weakness of the 6th/6th Lord and weakness of Lagnesh (1st) and Strong 8th house/lord, More the 8th house has malefic more it give us karmic sufferings in relationships).In Natal Birth Chart Every house Speaks about the Prardbha and Sanchit karma, but more it gives us clue for ripe karmas and sanchita karma is acting as reserve karma and that can come out at any time.
The sum total account of Sanchita Karma is keep updating every moment by our own actions.
In case of higher divine souls i.e Yogis and Saints: The account of Sanchita Karma is almost 0. Their actions add very small portion of credit/debit to the total accumulated Karama (Sanchita).
(Source and reference: | By Mahendra Joshi)
Conclusion :
Any Purified or Karmic soul (those are in the process) should have to do Karma without any attachments and getting any expectation of the fruit from karma as it never gone generate any good or bad karma even though they are doing karma in society but it will never be add up in their total karmic portion. Their Karma will act like purified Karma as it doesn’t have any attachments and expectation and hence it does not add to the karmic balance for the next journey, it will be more like a Punya karma. The whole purpose of this article was to give astrological redemption based on the theory of Karama as explained in Bhagwad Geeta by Lord Krishna and in Vedanta, just to the enlightened and awake subconscious mind. Without the inspiration of A.V Sundaram Sir book ( Insights of nadi) and the Notes of Mahendra Joshi ji and Sivananda Swami ji won’t be able to compile this article intro astrological form.
Note: For getting more understanding on Kundalini and KaramaYoga and Spirituality, users are requested to visit and for getting spiritual enlightenment and those are Astrological enthusiasts they should read the book ” Insights in Nadis : By A.V Sundram Sir “ to get more understanding on Karama based on secrets of Nadi concepts.
References :
Wikipedia and other Web resources
Jamini Sutras by Sanjay Rath
Saptarishis Research Group Discussion Results | Link ;
Teaching of Yogi Swami Sivananda Saraswati and Karma
Bhagwad Geeta
Insights in Nadis: By A.V Sundaram Sir
With thanks and Regards,
Rakesh Jamwal

Decoding the Law of Karmas : The Karama Theory in Vedic Astrology part 2


There are mainly three ways an individual performs Karma.

‘मनसा-वाचा-कर्मणा ‘ (Mind-Speech-Action)
मनसा कर्मणा वाचा न च काड्क्षेत पातकम्

We perform acts or deeds every moment in our life through the following ways:

Whoever makes the world happy with his looks, thoughts, words and actions; the world also makes him happy. 
The world will make a man happy if he makes the world happy with his looks, thoughts words and actions. In short the way to be happy is to see well, think we’ll, speak well and act well so as to make the world happy. Such persons need not worry about their happiness because the world will take care of their happiness.In several Indian languages, these three words are together used to describe a state of consistency expected of an individual. The motto Manasa, Vaacha, Karmana is usually invoked to imply that one should strive to achieve the state where one’s thoughts, speech and the actions coincide. 

‘मनसा-वाचा-कर्मणा ‘ (Mind-Speech-Action) – The Three Stages


The first (‘मनसा’; English: Mind) Stage begins when one decides and begins to discriminate in a detached and unprejudiced manner between right and wrong after through pondering and contemplation – and then develops faith in what one has decided to be right. Even at this stage, one is a step ahead of those who have not reached or crossed this stage.
The second (‘वाचा’; English: Speech) stage is when one discusses, shares, espouses and stands for which has been ascertained by it to be right. At this stage, one is yet not perfect as it is not practising what it is preaching.
The third and final (‘कर्मणा’; English: Action) stage is when one practices what one holds to be right. It is here that one’s behaviour changes for the better in to and one becomes great.

Understanding Mansa, Vacha and Karma astrologically

1) Mansa – Mind – (Karka Moon, 4th House, and Strength of 4th lord) 

All the acts which are done in our Sub-conscious area are categorized in Manasa). Affliction in 4th house, 4th Lord or moon is weakly placed in D1 , D9 , D30 and D60 chart via any Malefic planets i,e Rahu (Mean or Immoral Desires), Saturn (Suffering to others) and by Mars (Hurting other emotions or Treating others bad either via applying physical force or having violence or aggression with women’s or elder women’s) can gives accumulating of bad Manasa Karma. Moon is about what we think and what we wanted to do and what is stored in our brain sub-conscious corner to feel good or bad, or to enjoy and to get comfort or get hidden happiness gives birth of Sub-conscious karma. Rahu is the key holder here and can disturb your Manasa karma at a much greater level.

More the Moon is afflicted, more you have to suffer via others either by emotional hurting or via people who can become the reason for your pain. Moon with Rahu (Karka of mother and home – home environment and maternal health, which means there will be an issue in Karaka of the mother). Maybe somehow you be the reason for suffering to older women in past birth, which gives suffering via them or you be the reason to see the suffering of the mother in this birth.

What is evil running in your mind or what level of emotional suffering you have to face or have to gone is seen from the D30 chart and affliction of moon in D1 i.e those who do murders or do killing or those who got fall prey of action of rape, check their D30 chart and Affliction of Venus, Moon and D30 Lagana and its Lord and 6th Lord in both D1 and D30.

2) Vacha – Speech – (Karka Mercury) 

All the acts which are done in presence of our conscious mind or through our own decisions, logic’s, calculations and mathematics for some mean and motives or by will or by own wish or by the bondage of desires are categorized in Karama Based on Vaachaa). The affliction of mercury in D1, D9, and D30 by Mars, Saturn and Rahu can give an arrogant and rude speech which can hurt others at any, always watch your speech.

3) Karmana – Actions – (Karka Mars and Saturn) 

All the acts which we actually in physical reality or what we do for the fructification of our desires (Rahu) are categorized in Karmana). The affliction of Mercury, Mars, Saturn and 10th house/10th Lord in D1, D9, D30 and D60 by Rahu-Ketu Axis can give those actions which are motivated by hidden desires based on may be to physically hurt to others either by force or by the actions.


Definition of law of karma as explained by Sivananda Ji

“According to Swami Sivananda ji God does not make any one suffer for no reason nor does He make any one happy for no reason” , Its only the karma which decides our Happiness as well as suffering we saw, god only gives us reasons and opportunities to correct those mistakes which can yield into sufferings. “God is fair and gives you exactly what you deserve on the basis of your accumulated Karma”, It is our sum total of Sanchit karmas which decides in current what we are going to face or see in next birth. Karma is not punishment or retribution but simply an expression or consequence of natural acts we do in material and physical world “, if one is able to survive via pious karmas one will rise else rest will still able to living in this illusionist material world to clear those karmic sufferings.

(Reference, Yogi Swami Sivananda Saraswati)

An Astrological Interpretation


“Although it may often appear us that karma is like a punishment or suffering (6th House or 6th Lord – Debit/Suffering Points) or (Reward/Credit Points/Bonus Points – 9th House), but in actual reality the purpose of Karma is to perfectly follow the cosmic law (God’s system of Universal operation) and not to punish or reward simply to understand the law of karma.”Often the way we learn the best is to endure the same type of sufferings (8th House) that we have inflicted (or offered) on others in the past (Our Sanchit Karmas – most of the times in the past life.)

(Reference, Yogi Swami Sivananda Saraswati)

This is the God’s Way and Desire to make us leave the World of Maya (Rahu- The illusionist of worldly desire, the key player here indulging soul in desires ) – the practical world of desires ,”Veil of Ignorance or “mudhawastha” or stupefied state of mind – (Moon with Nodes) that brings us the sufferings and embrace the Divine Awareness (9th house – Karka Jupiter & Ketu -12th House of D1 & Navamsa Chart) and be blissful eternally.

(Reference, Yogi Swami Sivananda Saraswati)

“According to the Vedas, if one sows goodness, will reap goodness; if one sows evil, will reap evil, at the same time the delivery of consequences is controlled by the Divine. Karma refers to the totality of our actions ((Sum total) Sanchit Karama + This birth Karma – 10th House (Next Birth)) and their concomitant reactions in this (Root House 4th and 10th) and previous lives (Past Life – 9th house and Lord), all of which collectively determines our future (what we call as destiny- 9th to 9th house – Future of Future).

Karma, God, and Hinduism: Astrological signification


According to Hinduism God is fair and humans have a free will to choose good or bad, if he chooses good action, the cause will be good, if he chooses bad, the cause will be bad and collectively decide what is hidden in your destiny. Here we are Referencing to our day to day life Karmas (3rd from 4th house – 6th House and 6th lord – Karmas which are originated from our thoughts and are done practically via 10th house) which are free to do by our own Conscious mind.

Astrologically we should see Day to day task through the involvement of 4th (Mana- thoughts) and 10th (Action which we are willing to do or having a deep interest in it), Karka Saturn and should be seen from both 10th and 4th House combined

Natural Karka Sign of our action in Kaliyug is Capricorn Sign for both good or evil Karama’s. These Karama’s are Initiated because of our unfinished and leftover desires originated from the past and present birth senses i.e (11th to 9th house – 7th house – past birth desires which are left from past and 11th to Lagana for Current birth Desires, what we are doing to fulfil it- 2nd to 10th house -11th house feeding our desires via work, social circle and friends) in added Rahu and Saturn should be seen for “Root Reason or Root Cause of Desires ” combinedly for fructification of all desires in this birth and the reason which gave next birth and Most important number of retrograde planets in Natal chart to estimate wholly-solely the reason of rebirth and desires which are present in our sub-conscious mind.

Number of Retrograde planets in the Natal chart indicates what are the root reason for this birth, left over tasks or unfinished business from past.

9th house and Retrograde planets in Natal chart will tell you why Soul is born again, just to finish that task.

Placement of Rahu should be checked in D1, D9, D30 and D60 chart with the strength of 11th House or its lord in D1 for finding ‘ ROOT of PAST BIRTH ‘and other supporting divisional charts.

In General, Practice stored desires should be seen through natural Karka sign(Aquarius) & 4th house(Karka of mind) and therefore, ultimately gives clues for the consequences of Karmas (good or bad – in our continuous next birth) according to their Karma in the past.

Karma initiates the entire cycle of cause and effect (i.e., the cycle called Sansara – Venus (Maya) Jivatma (Soul – Sun) cannot attain moksha (salvation) until the accumulated (Pra-rabdha) Karmas are completely exhausted by consuming them.

Karma is like a seed, most of the times Karma does not fructify immediately after the seed is sown.

We produce numerous Karmic seeds by our own actions { via Speech, thoughts and actions, so we should have to see the whole chart in compositely. Simply check 10th from Mercury – for all the actions done via our Speech and conscious brain , i.e if you have 10th from Mercury is Mars – it Will produce a harsh speaker or quiet arrogant and rude speaker so directly or indirectly our Speech is playing a part of our karmas,10th from Moon – for all the actions done and initiated by our thoughts , i.e 10th from Moon – Jupiter will produce a pious person healer, very thoughtful, very knowledgeable or Spiritual motivator by directly influencing to the thoughts of the native and other people around them }.

Check 10th from Saturn – for all the actions we do in day to day tasks in every moment or every second – via desire, aversion, love, hatred, happiness, etc. Malefic in 10th from Saturn will undoubtedly produce, a positive or negative result, sooner or later when it comes, according to the nature of the seed of action or Karama, if not in this life, then in some future life.

Bhagavad Gita says: “Mysterious is the path of action (karma)” The Law of Karma is inscrutable. It is difficult to say what sort of karmas will cause cancer and whether the fruit that you enjoy now is the result of one karma or a combination of several Karmas. It is difficult to tell whether the fruit that you enjoy now is the karma in the current birth or is it from the karmas in previous births (Sanchita karma).

Ripe karmas can produce fruits in the same birth under proper circumstances.

Karma is the principle of cause and effect, action and reaction, total cosmic justice and personal responsibility. It is very logical: what you sow is what you reap in the exact and precise measure (dispensed by the Divine according to the Cosmic principals.) Karma is as predictable as the laws of gravity: what is done to you is the net result of what you have done to others. He who hurts others has already hurt himself in the future. The most important unpredictable aspect of the Law of Karma is the “Delivery” (or consequences) that are controlled by the Divine.

Karma begins to propel you as Soul on a personal journey through the universe. Karma ends when you have perfected yourself in the art of doing Karma without attachment and desires, purely in selfless form.

The ability to do Karma without attachment (without expectation of Karma-Phala) can be attained by perfecting oneself on the path to the Divine by following various yogas as I have read in Bhagwad Geeta –

1) Karma yoga
– Doing Karama only for sake of Karama without any desire and fruits and the person who do Karama yoga of action without an attachment is Karam Yogi i.e Laganesh As Atmakarka in 9th house, Jupiter in With Atmakarka and Lagnesh in D1, Laganamsa in 10th from Atma-Karka (Karka-amsa) in D9 chart produce a Karam Yogi. These yoga’s are seen in Good and Pious soul who do karama for the sake of society and benefits of people. More Preciously Ketu or Jupiter in 10th from Karka-amsa in D9 also produce a yogi. if Ak in D9 in any pious Sign of Pisces or Sagittarius is in 10th from the Lagna-amasa a Karm Yogi will born to raise the level of Society.

2) Bhakti yoga – Yoga of love for the Divine and Ultimate God. We called it emotive bhakti based on the placement of moon in D9 especially seen from 4th from Karka- amsa or 12th from the Karka-amsa. People having Beneficial planets in 4th from Karka-amsa(mainly Moon, Venus, and Mercury) produces an emotive Bhakti. Moon is top in priority in emotive Bhakti yoga for divine mother love.

3) Gyan yoga – Yoga of knowledge and awareness. There are multiple combinations for this yoga and the best one is presence of Dhi-manta yoga (Lagnesh and 3rd Lord in any house) in D1 chart and presence of Bhadra Yoga in 1st house, Mercury in 1st house, Mercury-Jupiter Mutual Aspect or Mercury and Jupiter Conjunction or Mercury in 1st/5th and Jupiter in 9th house giving positive aspect from 9th house in D1 and Presence of Mercury or Jupiter in 4th from the Karka-amsa.

4) Siddha or Kundalini yoga – Yoga of divine consciousness. This is quite complicated yoga which I have seen in many Spiritual people who are beyond this material world and hard to find. In My whole experience what I have found all the Siddha Purusha have good Beneficial yogas in their 12th, 5th and 9th house from D1, Mainly 12th house is seen for Siddha Yoga and 12th from Karka-AMSA in D9 with the influence of Guru in their grand trine positions (1, 5 and 9th houses). For Siddha yoga, one should have strong Venus conjugated with Ketu or being aspected by Ketu with added aspect by Saturn on Venus produce a Strong Siddha purush yoga who can awake Kundalini Shakti in their Chakras or devotee of Maha-Kalika or any of Dasha Mahavidya of Kalika. All the Worshippers or Devotees of Maa Kalika, Maa Kamkhya and Maa Chamunda usually have these combinations.

5) Hatha yoga –Purification of the body and mind through Asanas and Pranayama.

6) Laya yoga – Yoga of meditating on interior energy centres.

7) Mantra yoga –
yoga of Divine hymns or Sacred words, phrases, or syllables or any combination of these. For this yoga, one Should have Strong planet in their 5th house in D1 (i.e Jupiter, Sun-Rahu indicates Strong hold on mantras Shakti, guru indicates knowledge of all form of divine mantra knowledge). 9th from Karka-amsa also produces good yoga of having getting dikshna from their guru in Mantra Shakti. All these planets (i.e Moon, Guru, Rahu, Venus) in 9th from Karka – Amsa produces good yogas of Mantra Shakti or Mantra Diksha from Diksha Guru.

Finally, we can say karma we do are only responsible for what be bring and what we carry on to next birth. We carry Karmic Baggage and Karmic Blessing depending on whether we have performed positive or negative actions in the past.

There are 6 types of actions which are responsible for our type of karmic blessings we carry or we suffer or what we get and from Horoscope all can be seen through the 6th house (House of Punishment, Debits, Past Sins and Actions).

In general, We called it 6 weaknesses of human (Shadripu’s) which are responsible for the beginning of any karma in our current birth actions. They are seen from the native 6th house and 6th lord or Shatru-pada(GK) or A6 Arudha i.e if 6th lord is Moon – than native Weaknesses is ‘Moh or attachment ’ or emotional attachments could be the main indicator of the beginning of karma for native connected with uncontrolled emotions.

They are:

1) Kama (Lust) – Venus and Mercury.

2) Krodh (Anger) – Rage/Grudge or uncontrolled anger – Mars.

3) Lobh (Desires) – Greed – Rahu.

4) Moh (Love of Attachment) – Attachment or emotional attachment- Moon.

5) Ahankar (Proud) – Ego- Sun and Rahu.

6) Mada (Arrogance) – Rigidity or Self-Centered – Saturn

Depending on our weaknesses we do our karma influenced by the gunas it has.

Our Karma has its root within the gunas we do, which one of the three subtle-components (Tri-Gunas – Sattwa, Rajo, Tamo) is predominant within us, it influences how we:

• React to situations (State of mind – Moon)

• Make decisions (State of Mercury and Lagnesh)

• Make choices (4th house and Moon)

• Live our lives (Perception from AL)

Tri-Gunas (Sattwa, Rajo, Tamo) is the driver behind the thought, thought is the driver behind the action (Karma). Karma is the driver behind life (of cause and effect) that we live.

Tri-Gunas is the seed – Karma is the tree – Consequence of the Karma is the fruit that we are living today.

1) Satwik Gun (Karka is Guru & Ketu) = Satwik Karma = Satwik fruit = Person is more close to God.

2) Tamo Gun (Karka is Rahu) = Tamasik Karma = Tamasik fruit = Person is far away from God.

3) Rajo Gun ( Karka is Venus)= Rajsik Karma = Rajsik fruit = Person is more close to Material world and away from the God

Definition of Law of Karma as per Shiri “ Swami Sivananda Sarasvati – Spiritual Understanding of Karama:



“Karma is a Sanskrit term that signifies action or deed. Any physical or mental action is karma. Thinking is mental karma. Karma is the sum total of our acts, both in the present life and in the preceding births.

Karma means not only action but also the result of an action. The consequence of an action is really not a separate thing. It is a part of the action and cannot be divided from it. The law of karma means the law of causation. Wherever there is a cause, there an effect must be produced. A seed is a cause for the tree, which is the effect. The tree produces seeds and becomes the cause for the seeds. The cause is found in the effect and the effect is found in the cause. The effect is similar to the cause. This is the universal chain of cause and effect which has no end.

No link in the chain is unnecessary. This world runs on this fundamental and vital law. This law is inexorable and immutable. This grand law operates everywhere in the physical and mental planes. No phenomenon can escape from the operation of this mighty law and all other laws of nature are subordinate to this fundamental law.

No event can occur without having a positive, definite cause at the back of it. The breaking out of a war, the rise of a comet, the occurrence of an earthquake or a volcanic eruption, the outbreak of an epidemic, thunder, lightning, floods, diseases of the body, fortune, misfortune, all have their definite causes behind them.

The grand law of causation includes the law of action and reaction, the law of compensation and the law of retribution. All these laws come under one general, all-embracing heading, namely, the doctrine of karma.

If there is an action, there must be a reaction. The reaction will be of equal force and of similar nature. Every thought, desire, imagination and sentiment causes a reaction. Virtue brings its own reward; vice brings its own punishment. This is the working of the law of reaction. God neither punishes the wicked nor rewards the virtuous. It is their own karmas that bring reward and punishment. It is the law of action and reaction that brings the fruits. No one is blamed.

The law operates everywhere with unceasing precision and scientific accuracy. The law of action and reaction operates both in the physical and mental planes”.

“If you take an individual life as an isolated event which begins with birth of the physical body and terminates with its death you cannot find any correct explanation or solution for the affairs of life. You will be groping in darkness and despair. Your present life is nothing, when compared with the whole soul-life. It is momentary – a mere fragment. If you want to find the cause or antecedent for anything, you will have to go deep into the affairs of the eternal soul-life. Then alone there will be perfect balance of cause and effect, antecedent and consequence. Life does not end with the disintegration of this physical body alone. There is reincarnation. There had been countless previous lives also. You will have to take into consideration the widest view of the life of the soul. Then you will find a perfect, satisfactory solution for all the intricate and complicated affairs of life. Every wrong action or crime brings its own punishment in accordance with the law of retribution”.

“Remember that God is neither partial nor unjust. Remember that God is not responsible for the wealth of one man or the poverty of another. You suffer on account of your own wicked actions. There is nothing chaotic or capricious in this world. Things do not happen in this universe by accident or chance in a disorderly manner. They happen in regular succession and events follow each other in a regular order. There is a kind of definite connection between what is being done now by you and what will happen in the future. Sow always the seeds which will bring pleasant fruits and which will make you happy herein and hereafter.”

“The law of causation, the law of action and reaction, the law of compensation and the law of retribution – all operate together. He who hurts another man, hurts himself first .”

(Source and Reference, Yogi Swami Sivananda Saraswati |