Lakshmi Pujan (Sanskrit: लक्ष्मी पूजा), celebrated on Amavasya (new moon day) of  the Krishna Paksha (Dark fortnight) in the Vikram Samvat, month of Ashwin, on the third day of Tihar and is considered as the main festive day of Deepawali.

The most auspicious time for the puja is decided when “Amavasya tithi” prevails during “Pradosh Kaal” or the evening time. On this day, the sun enters its second course and passes the constellation Libra, which is represented by the balance or scale. Hence, the sign of Libra is believed to suggest the balancing and closing of account books.

Lakshmi Puja Muhurat

According to the Drikpanchang.com On Diwali, Lakshmi Puja should be done during Pradosh Kaal which starts after sunset and approximately lasts for 2 hours and 24 minutes. Some sources propose Mahanishita Kaal also to perform Lakshmi Puja. Mahanishita Kaal is best suited for Tantrik community and practising Pandits who know the best about Lakshmi Puja during this special time. For common people, one should do Pooja in Pradosh Kaal Muhurat.

2) Maintain Peace and harmony: Maa Lakshmi likes peace and harmony, So try to prevent disputes between family members. Make a loving and peaceful environment at home.

2) Set up the platform in your pooja room in a choke Made of mango trees. Spread the red cloth on a wooden choke and keep a handful of grains centre.3) Place the kalash in the middle. Fill it with 75% of water and put one supari, one marigold flower, a coin and some rice grains. Put 5 mango leaves in the kalash and arrange them in a circular design on the neck of the kalash.

4) Place Goddess Lakshmi. Keep a small Puja thali on the kalash and make a small flat mountain of rice grains. Draw a lotus with haldi over it and place the idol or Goddess Lakshmi in the center. Place some coins in front of it.

5) Place Lord Ganesha’s idol. Lord Ganesha is given first importance in every puja. Therefore, on the right side (South-West direction) of the kalash, place the idol of Ganesha. Apply a tilak of haldi and kumkum. Put some rice grains on the idol. Light a Diya with Ganapati Puja Oil and White Madar Wick to get the blessings of Lord Ganesha

6) Place wealth related items near the Pooja place of Mata Laxmi. Now place some books or anything related to your business or wealth besides the arrangement.

The individual performing the worship should apply Kumkum on his forehead.

Achaman (Sipping water from the cupped palm thrice while uttering the three Names of Shrivishnu and releasing the water into the plate from the palm while uttering the fourth Name.)

While uttering the three Names, drink the water from the right hand which is taken by the spoon with the left hand.

श्री केशवाय नमः । श्री नारायणाय नमः । श्री माधवाय नमः ।

 

 

 ‘Shri Keshvaya Namaha |’, ‘Shri Narayanaya Namaha |’, ‘Shri ‘Madhavaya Namaha

|’‘श्री गोविन्दाय नमः ।’

Then say ‘Shri Govinday namaha |’ and release the water from the hand into the plate.

Thereafter, utter the names given ahead –

श्री विष्णवे नमः । श्री मधुसूदनाय नमः । श्री त्रिविक्रमाय नमः । श्री वामनाय नमः । श्री श्रीधराय नमः । श्री हृषीकेशाय नमः । श्री पद्मनाभाय नमः । श्री दामोदराय नमः । श्री संकर्षणाय नमः । श्री वासुदेवाय नमः । श्री प्रद्युम्नाय नमः । श्री अनिरुद्धाय नमः । श्री पुरुषोत्तमाय नमः । श्री अधोक्षजाय नमः । श्री नारसिंहाय नमः । श्री अच्युताय नमः । श्री जनार्दनाय नमः । श्री उपेन्द्राय नमः । श्री हरये नमः । श्री श्रीकृष्णाय नमः ।

Shri Vishnave Namaha |, Shri Madhusudanay Namaha |, Shri Trivikramay Namaha |. Shri Vamanay Namaha |, Shri Shridharay Namaha |, Shri Rushikeshay Namaha |, Shri Padmanabhay Namaha |, Shri Damodaray Namaha |, Shri Sankarshnay Namaha |, Shri Vasudevay Namaha |, Shri Pradyumnay Namaha |, Shri Aniruddhay Namaha |, Shri Purshottamay Namaha |, Shri Adhokshajay Namaha |, Shri Narsihimay Namaha |, Shri Achutay Namaha |, Shri Janardhanay Namaha |, Shri Upendray Namaha |, Shri Haraye Namaha |, Shri Krishnay Namaha |

Achman may be done the same way again. This has to be done twice before and after the ritualistic worship.

Prayer 

श्रीमन्महागणाधिपतये नमः । इष्टदेवताभ्यो नमः । कुलदेवताभ्यो नमः । ग्रामदेवताभ्यो नमः । स्थानदेवताभ्यो नमः । वास्तुदेवताभ्यो नमः । आदित्यादिनवग्रहदेवताभ्यो नमः । सर्वेभ्यो देवेभ्यो नमः । सर्वेभ्यो ब्राह्मणेभ्यो नमो नमः । अविघ्नमस्तु ।

Shri Manmahaganadhipataye Namaha |, Ishtadevatabhyo Namaha |, Kuldevatabhyo Namaha |,Gramdevatabhyo Namaha |, Sthan devatabhyo Namaha |, Vastudevatabhyo Namaha |, Adityadinavagrahadevatabhyo Namaha |, Sarvabhyo Devebhyo Namaha | Sarvebhyo Brahmanebhyo namo Namaha |, Avighnamastu |

Sankalp: 

 

 

Saying of the Desh-Kala (country and the time)

The worshipper should apply some water to both the eyes and say the Deshkal as given ahead.

श्रीमद्भगवतो महापुरुषस्य विष्णोराज्ञया प्रवर्तमानस्य अद्य ब्रह्मणो द्वितीये परार्धे विष्णुपदे श्रीश्‍वेत-वाराहकल्पे वैवस्वत मन्वंतरे अष्टाविंशतितमे युगे युगचतुष्के कलियुगे कलि प्रथम चरणे जंबुद्वीपे भरतवर्षे भरतखंडे दक्षिणापथे रामक्षेत्रे बौद्धावतारे दंडकारण्ये देशे गोदावर्याः दक्षिणतीरे शालिवाहन शके अस्मिन्वर्तमाने व्यावहारिके विलम्बी नाम संवत्सरे, दक्षिणायने, शरदऋतौ, आश्विनमासे, कृष्णपक्षे, अमावास्यायांतिथौ, सौम्य वासरे, स्वाती (सायं ७:३० नंतर विशाखा) दिवस नक्षत्रे, सौभाग्य योगे, नागव करणे, तुला स्थिते वर्तमाने श्रीचंद्रे, तुला स्थिते वर्तमाने श्रीसूर्ये, वृश्‍चिक स्थिते वर्तमाने श्रीदेवगुरौ, धनु स्थिते वर्तमाने श्रीशनैश्‍चरौ, शेषेषु सर्वग्रहेषु यथायथं राशिस्थानानि स्थितेषु, एवंग्र्रहगुणविशेषेणाविशिष्टायां शुभपुण्यतिथौ.

(On the auspicious tithi of Amavasya (Note ) in the month of Ashwin in Sharad season in Dakshinayan in the year called Hemalambi in the present Shalivahan era in the country called Aryavarta (Note 1) (In the Ramkshetra in Bouddha Incarnation on the southern bank of River Godavari in Dandakaranya country in Bharat continent of Bharatvarsha in Jambudweep) in the first phase of Kaliyug of the four yugas from the twenty-eithth yuga in the Vaivaswat Manwantar in Shrishwet-Varaha Kalpa in Vishnupada of Brahmadeva’s second Parardha which is inspired by the Supreme God Bhagawan Shrivishnu)

Note 1 – Here Deshkal is in reference to the whole of Bharat and so it is mentioned as ‘Aryavartdesh’ In this manner, the name of the country is to be mentioned and the deshkal be mentioned accordingly

or 

Those who find the above Deshkal difficult can say the Shlok given ahead and say they make a Sankalpa :

तिथिर्विष्णुस्तथा वारं नक्षत्रं विष्णुरेव च । योगश्च करणं चैव सर्वं विष्णुमयं जगत् ।।

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(With this Puja, let all the obstacles be destroyed and let Mahaganapati be pleased.)

(Take some water on the right hand palm and release it in the plate.)

 

Kalash Pooja :

Meaning : I meditate and see the form of Shri Mahalakshmi, who is wearing a saree which is white like the powdered camphor, with ornaments, standing on a lotus, with a smile on her face, with a beautiful face like the full moon, with beautiful eyes and four hands. Two hands are holding the lotus and the other two hands in a posture of blessing. Two elephants with their trunks are showering water from all sides.
Note :

1.Reciting the mantras with proper pronunciation is not always possible. So we are giving a simple worship which is with the chant and mantra. The worshipper should note that the actual mantra is not given but the meaning is given. This will make the worship with bhav as the individual will understand the meaning.2. While saying ’Avahyami’ ( ‘आवाहयामि’) and ‘Samarpayami’ (‘समर्पयामि’), the worshipper should have the bhav of offering with devotion.

(O Mahalakshmi ! Come here from the lotus feet of Shrivishnu and accept my worship.)Take Akshata in the right hand.

(Every time when Akshata are offered, do it by bringing the middle finger, ring finger and the thumb together.)

(If there is a photograph, sprinkle water with a flower or a tulsi (basal ) leaf. If it is an idol or a statue keep it in front of you in the plate and do the following ritual. )
The feet

(Release some water with the right hand by a ladle on the feet of Shri Lakshmi.)

(I am using the water from the Holy Ganga which is full of various mantras for washing the feet as this will remove the fatigue of the journey.)

(Take water in the ladle and hold it in the left hand. Put Akshata, sandalwood paste and a flower in it.Then with the right hand offer it at the feet of Shri Lakshmi.)

Meaning :O Mahalakshmi ! Your grace is on the devotee; so accept this water which destroys the sin and creates merits.

(Release some water with the right hand by a ladle at the feet of Shri Lakshmi.)

Meaning : O Jagdambike ! Drink this pure and cool water, which is mixed with camphor and aloe for the Achaman.

(Release some water with the right hand by a ladle at the feet of Shri Lakshmi.)

Meaning : O Mahalakshmi ! Accept this water mixed with camphor and aloe, which is brought from the Holy river, for the bath.)

(A mixture of milk, curd, honey, sugar and pure ghee)

(Milk, curds, ghee, honey and sugar is mixed and offered at the Holy feet of the Deity. This is followed by pouring a ladle of pure water.)

Meaning :O Shri Mahalakshmi, accept the Panchamrut made from milk, curds, ghee, honey and sugar for the bath.

(Take a ladle full of water and add sandalwood paste to it and offer it at the Holy feet of the Devi.)

Meaning : Accept this scented water with sandalwood paste, camphor, and cardamom for bath.

(Do Abhishek [Consecration with water] as per the authority given by Shrisukt/ Puranokta or Devisukta.)

Thereafter the idol or the photo should be washed, wiped and put in the original place. The worship as given ahead shuld be performed.)

(Offer clothes and upvastra to the Devi.)

Meaning : O Devi, wear this fibre which is weaved artistically for you to look good.

(Offer a sari and a blouse piece as per availability.)

Meaning : O wife of Shrivishnu ! I offer you this blouse that is decorated with pearls which are nice and precious.

Meaning : Accept this sandalwood which was formed on the Malay Mountain and protected by many snakes. It is cool and aromatic.

(O Ishwari, I offer these substances of a married woman such as the tatank, turmeric powder-Kumkum, Anjan. Sindhur and Alita. Accept them.)

(Offer incense stick by moving it in circular manner.)

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Meaning: I have offer this lamp to you with devotion. This lamp gives radiance to the sun, the full moon and fire.

(Offer the tulsi leaf which is in the hand at the Holy feet of the Devi. Then take water in hand and release it in the plate after reciting the mantra given ahead.)

Meaning: Accept the grains which are the support of the Heaven, Hell and the earth and the Naivedya of sixteen shapes prepared from them.

(Take water from the ladle and release it on the betel leaf and betel nut.)

Meaning: O Devi ! I offer this fruit so that in every birth I get good fruit. As in all the three regions, the fruit gives good results. Let my wishes be fulfilled by offering this fruit.
Betel leaf

Meaning : O Devi ! I offer the betel leaf which originated in the hell but has many qualities. .Accept the leaf offered by me.
Arati

Meaning : The radiance of the moon, the sun, the earth, the lightning and the fire is yours (Many such radiances are offered to you.)

Meaning : I pay obeisance to Shankara who is with Parvati, who is white as camphor, who is compassionate, who is master of the three regions, who has a serpent as his necklace and who always resides in my heart.

Meaning : O Devi ! We all humbly pay obeisance to you. You have the power of Deities like Indra, you are the energy of Mahadev, Mahavishnu and Brahmadev. You are auspicious and bestow happines on all.

Meaning : Every step during the circumambulation will destroy whatever sins I may have committed in this life or the past lives. You are my saviour. There is no one to protect me except you.O Jagadambe ! Protect me with compassion.

Meaning : O Lakshmi, wife of Vishnu ! I offer these flowers. You help me to benefit from this ritualistic worship.

Meaning : O Devi ! I pay obeisance to you. You are dear to Shrivishnu. Grace us with your blessings. With this puja let me progress as we progress by surrendering to You. I pay obeisance three times to Lakshmi who resides in all beings in the form of radiance. I pay obeisance to Kuber who is the master of wealth. With your grace let me prosper in wealth and food.

(Recite the above mantra, take akshata in hand, pour water over it and release it in the plate. Do achaman two times.)

Also they are good in communication, Hidden/Inner secret Nature, Helpful to other.

11) Purbphalguni Nakshtra – Its symbol is Bed and Ruling planet is venus Means they containing full venus material such as a lot of attraction towards opposite sex, Love, Enjoyment, Cleanliness, Attractive spoken power which attracted others specially opposite Gender, polite.

Sun is Rashi Lord so they are honest, Helpful, Charitable, Open Minded, Ambitious, egoistic, Freedom lover, Fame lover, Short temper or Impulsive, Attractive.
Bhaga Devatha is its Deity so they are Fortunate, Power of Mystical Nature, Lucky For others, Apart from this they are Generally restless in nature.

12) Uttarphalguni Nakshtra – Generally same as Purbphalguni. Knowledgeable, Helpful, Kindness, Charitable but only after looking needs, Sincere, Religious, Extremely Judging quality, Truth Finder through Own Knowledge, Respectful, Peaceful, Generally in settlement type, away from quarrel, Gentle, But lose temper, Egoistic, Comfort looker, Luxurious lover, Inclination towards Materialistic Desires, Restless, Mentally Sexual, Hard worker.

13)Hasta Nakshtra –  Hasta is a Nakhshatra which have power of all three Royal planet(Sun, Moon, Mercury) so that’s why they have power to control People, Motivate people, Inspire people. Also they are Helpful, Kindness, Loyal, some time cruel regarding punish to other.

Moon ia indicating emotionalism, Mercury is indicating Charming and beauty, with the power of sun and mercury they are Brilliant, Knowledgeable, good Strength, Sharpness, Selfcontrol.
Symbol is Hand so that’s why they are hard working, Art in hand means skills handed. He may projecting the magical art of Hand.
Apart from this they are spiritual, having fierce in temper (But also power to control him self)

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14) Chitra Nakshtra – Mars is ruling lord and Mercury/Venus is rashi lord and Vishwakrama is deity that’s why they have power of creating with beautifully ways and Projected with intelligent way. Brilliance, Depth knowledge, Action oriented, Quickly challenging is show in their nature. Apart from this they are Glamorous, Luxurious lover, Selfishness projected to him self (But actually there are not selfishness from inner heart), Truth talker regarding advising other. They are full with Business skills, Judicial skills. They may be some time Hot Temper, Conceited, Corrupt, Extremely Lover, Forcing to other, Pressurized to other or own self. Spirituality is other quality in their behavior.

15)Swati Nakshtra – Swati Nakshatra deity is Vayu dev(Wind lord) so according to Vayu nature they are restless, independent lover, easily communications (actually they are Good in communications skills), Uncertain nature.

Rahu is ruling lord and with power of Vayu dev they are self confidence, Extremely powerful to doing any work, Good Dreaming Capacity and Convert this dream  in actual life, Intuition ability, Shameless, Rude to Maintained him independence.
Venus is Rashi lord that’s why Soft nature, Mild, Helpful, Friendly, Lovely in nature.
Apart from this they are religious, Good learner, Knowledgeable, Passionate, and some time selfish to doing own work. Also they are pure from heart. Creative new idea is also in their abilities but this idea Generally seems foolish but they have to power to prove their foolish idea to big one.

16) Vishaka Nakshtra – Vishka deity is Indragni its represent Power / position / Authority/Fire that’s why Vishaka natives are Highly Energetic, Full of Virago, Shows their presence before seen, Vulnerability, Restless, Make simple matter to Complex, Problem Creator.

Jupiter is Ruling Lord that’s why they are Religious, Truthfulness, Good learner, New thing research / Learner( as power of fire ), Intelligent, Own Principles, Modern way of Thinking (Due to Agni nature).

Venus and Mars is rashi Lord that’s why they are Good in communication skill, Good speaking ability with full of skills, Some time over Talkative, Alcohol lover/ Addiction (This is negatives effect not in all), Quarrels makers, Jealous, Criticizing nature, Worrying about own goals, Highly determined. 

17)Anuradha Nakshtra – Anuradha is a symbol of religious and Spiritual inclinations. They used this inclinations to developed own self. Anuradha falls in water sign and its belongs to fire Tatvas that’s why they are Emotional, Short tempered, Jealous, Secretive, Exterior, Attracting towards Opposite sex, Worrying about unseen matter, Privacy lover and always want a safeguard regarding own privacy.

Rashi lord is Mars and Ruling lord is Saturn . That’s why they have clear thoughts and logic. Brave, Knowledge, Wise, destroyer of own enemy, Leadership ability, Interest in ancient Knowledge, Dissatisfactions are Generally found.

Mitra is deity of Anuradha that’s why they are good in friend making, social, Honourable, joviality, Harmony.

18) Jyestha Nakshtra –  Indra is deity of Jyestha that’s why they are Reputable, Egoistic, Fear regarding own Power shifting, Immorality in doing own work, Power to control over family and taking responsibilities of Family, Own supportive circle maker.

Ruling lord is mercury and rashi lord is Mars that’s why they have analytic ability, Creative genius, Angry /Temper, High ambitious, Hard worker, Make there thoughts in action.
Apart this they are emotional sensitive, Good Heart, Occult lover, Mystery lover, Moody, Secrecy Maker and power to Hide secrecy, Generally don’t open there feelings.

19) Moola Nakshtra – symbol of Nakhshatra is Root which is indicating nature of person my means they are root finder of any matter just like investigate at the last stage. That’s why they are researcher, Worrying regarding hidden facts.

Rashi lord is Jupiter and ruling lord is ketu that’s why they are truthful (some time extremely truthful speaker which may hurting people), Religious, Inclinations towards both world (Spiritual and Materialistic), Dual nature, Fixed commitment, Fixed Opinion, very quicker. They are clever, intelligent, Political nature, Power to Manipulated people regarding own work, ambitious, Egoistic, and hard worker. They are good in speech and soft nature that’s why they are good friend maker,and have good friend circle. They loves to enjoying Luxurious Life and Fickle in relationship.

20) Purbashada Nakshtra – Aparajita is other name of this Nakhshatra this is indicating they are Winners quality in any matter and Don’t accept defeat in any conditions. Also power to solve problem (But Generally they used this quality to interfere others matter and try to solve other problem). They are hard working regarding their goal(also passion to wait a long time regarding their goal because they don’t accept defeat).

Apah is deity of Nakhshatra that’s why they contains some watery quality Just like hiding nature, Secretive, Mysterious, emotionally aggression and disturbing behaviors.
Jupiter is rashi lord and venus is ruling lord that’s why they are helping in nature, Kindness. Power to prove own self through debating quality and attractive personality ( This also make him Famous in society).Truthfully, Hate Hypocrisy, Inflexible and Friendly nature.

 

21)Uttarashada Nakshtra – 10 Vishvadevas is deity of Nakhshatra so that’s why they are Truthfulness, Genius, Skillful, Forgiveness, Kind, Brightness, Power to removing all obstacles.Sun is ruling lord that’s why they are Aggressive (Some time), Administrative Capacity, Modest, Forgiveness, royalty, Leadership, Very honest. Saturn and Jupiter is rashi lord which indicating Spiritual quality, Hard worker regarding their goal or achievement, Practical nature. Apart from this they are lazy but intelligent ,Perfect in there work, total involving nature regarding any task, Power of express own feeling without choosing harsh way (my mean in sweet method). They are Consulting nature, Hate hypocrisy, Soft spoken, Pure heart, and helpful. They have many friends (due to air Nakhshatra). They enjoying return favored and likeness by other.

22)Sharavana Nakshtra – Sharavana symbol is ear which is indicating good quality of hearing and learning. It also indicating Gossip nature.They believe in hearing and this attitudes some times creating misunderstanding.

This Nakhshatra is related to goddess Saraswathi, this is indicating Knowledge in education, Experts in various art form just like music, Dance, acting and other art form. Good adviser and helping nature through own knowledge and immense wealth of knowledge.
Lord vishnu is deity of Nakhshatra that’s indicating Intelligence, Extremely religious, Responsible and sincere to their duty, Fair and intelligent dealing quality, Large hearted, Kindness, Cleverest, Peace lover and try to setup peace in surrounding.

Ruling lord is Moon that’s indicating Sweetness in talks and neatness in work, Hyper sensitive, Overly open minded, Honest, helping nature through there knowledge, Multi tasking capacity, ability to connect mass.

Saturn is rashi lord that’s why they are hard worker, Extremely conscious regarding their work, Disciplined(set principles to own life and try to following this strictly), Ancient scripture/ knowledge lover, Debate nature (Tark Bitark ), Jealous nature, selfishness and adamance regarding their knowledge.
Apart from this they are very truthful upto highest limits such way they don’t compromise in any matter regarding truthfulness.

23) Dhanishta Nakshtra – Its symbol is drum which indicating their inclinations towards music, dance, and pleasure enjoyment. Deity is Eight Vasus who is consider very auspicious. That’s why they are symphony lover, Prosperity lover and power of adaptability. Its also indicating Fame and success, richness, Charity. Ruling lord Mars is indicating braveness, Aggressiveness, Frankness, Joviality, Group centric activity and younger look. Rashi lord Saturn is indicating Hard working capacity, Fixed in nature, insightful, generosity, Disciplined working way.

Apart from this native of Dhanista is show inclinations regarding materialistic world and Luxuriousity. They are argumentative and talkative, lust for success and fame (also worrying regarding this), Liberal in nature, Extremely adjustable regarding surrounding, careless, Power to make comfort surrounding they live, Sociability and adaptability by others.

24) Shatbhisha Nakshtra – Shatbhisha belongs to Spirituality, Physical Healing, Mysticism, Maya, Secretive vision. They are argumentative, clever, harshly in speaking (Because talking truth without hesitation ) and moody. They are liking Loneliness. Work with determined way ,Disciplined way and hard up to own power. Research and region oriented nature by scientific method. Also they do this research in philosophy (My mean scientific research in philosophy). They are facing depression, Laziness and absence of social skills (due to their rudeness attitude). Strong inclinations regrading knowledge up to extreme way.

Good confidence level to doing any work. Main problem of this native is their hidden nature and Secretive activity which make them suspicious in nature also for other.

 

25)Purbabhadrapad Nakshtra – Peace Loving, Religious and good morality, Principled, Honest, Practically, Idealistic approach towards Life, Knowledgeable, Super naturalism and Occult lover, Protectiveness, Secretive , Contradictory behavior, Spiritual, Religious, Dramatic, Adventurous, violent. One negative behavior which generally show by this Nakhshatra is indicating by their symbol two faced man. So they are simultaneously shows two behavior one face is very polite, genteel, soft and kindly other face is very violent, dangers and destructive. And they Usually switch between them according to surrounding and demand. They are prove very harmful for other if they used their knowledge to unsocial activity(also used there Super naturalism and Occult knowledge to harming other/wrong work)

26) Uttarbhadhrapad Nakshtra – Spiritual, Religious, Deep insights ,Wise, Good speaker, Inspiring, Disciplined, Kind, Humanitarianism, Smart, Hard worker regarding gaining knowledge, Gain knowledge through experience, Carrying nature, Good problem solving capacity, Fixed determined , But behavior is indefinite (Some time cool again angry), Aggressively Emotional, Fiery Temper, Lazy, Irresponsible, Over indulgence to sexual activity, Power to annihilate there Enemy. 

27)Ravati –  Good Communicating skills, Control other by own communicating quality, Power to handle pressures of Situation, Excellent in education and Knowledge, Good fantasy and imagination quality, Religious , Ethics, Soft spoken, Good lover, Beautiful in work, Creative thinker, Full with feeling, Over sensitive, Depressive, Temper, Jealous, Lack of self confidence, Sociable, Supportive and get support from others, Lucky, Clean hearted, Good counseling ability and sincere in works, Judgmental.

4)Karan

Each tithi is divided into 2 karanas.

Means the time taken by Moon to travel 6°.

There are 11 karanas

(1) Bava

(2) Balava

(3) Kaulava

(4) Taitula

(5) Garija

(6) Vanija

(7) Vishti

(8) Sakuna

(9) Chatushpada

(10) Naga

(11) Kimstughna.

The first 7 karanas repeat 8 times starting from the 2 nd half of the first lunar day of a month.

The last 4 karanas come just once in a month, starting from the 2nd half of the 29th lunar day and ending at the 1st half of the first lunar day.

Suppose we took 2sep 2016 date and Panchang from Kashi Vishwanath Panchang.

2nd Shukla Thithi is rising at 2:21pm and end tomorrow at 3:23 p.m.

So lenth of Thithi is  25 hours 2miniute.

So Karan lenth is 12hours 3ominute + 1 minute. Means 12hours 31minute.

So

1st Karan from  start from 2:21Pm

End at

2:21pm + 12:31

14:21 + 12:31 = 26:52

Convert in standard time so deduct 24

2:52 am next day

Means end midnight Saturday at 2:52 am.

So 2nd Karan Start from 2:52 am to 3:23 pm Saturday.

Now look the chart

Today is Shukla 2nd Tithi so

1st Karan is Balava

2nd Karan is kaulava

Effect of Birth Karan 

(1) Bava — He will be acts just like children and will be Paratapi(Valiant).

(2) Balava — He will Shows polite nature and honour by King.

(3) Kaulava —-  He will be endowed with elephant, horse, Cow etc. He will be doing handsome or charming acts.

(4) Taitula —– He will be speaking softly and communicating impressively.He is religious and Punyatma.

(5) Garija —  He will be without enemy or getting victory over enemy and Paratapi.

(6) Vanija —-  He will be skillful orator.  And intregue with mistresses indulging a guilty passion for him.

(7) Vishti —- He will be hostile to every body and doing sinful acts.

He is independent by nature. He may be honored by his own man or relatives.

(8) Sakuna —– He will know future or time. He will has steady happiness. He will be knows everything but doing Anishhta (अनिष्ट) acts

(9) Chatushpada —- He is very polite, knowledgeable, famous and wealthy.

(10) Naga. — He is Tejasvi, very rich, honorable, full with strength and talkative.

(11) Kimstughna — He will be doing acts for others.  He has fickle minded. He is found of mirth.

5) Yog in Panchang

Yog is 27 according to Given table.

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Method of calculations of yoga


1) Add the longitudes of Sun and Moon.

2) Now if greater then 360  then remove 360º from the sum

3) Divide the sum by the length of one nakshatra (13°20′ or 800′).

4)Ignore fractions and  take the integer part.

5)Add 1 to it and the result is the index of the yoga running.

6) Now Refer to and find the yoga corresponding to the index.

For Example

Date 21/7/1984

Time 8:10 am

Sun —  4°53’32”  @ Cancer

Moon — 4°15’02” @ Aries

Now we find Yoga at that time.

Sun = 90 + 4°53’32”  = 94° 53′ 32″

Moon = 4° 15′ 02″

So Sum = 98° 68′ 34″ = 99° 08′ 34″

For easy in dividing we convert degrees in Minute

Sum = 99 × 60 + 8 + 34″

= 5940 + 8 + 34″

= 5948′ + 34″

For easy dividing we convert Nakhshatra in minute.

1 Nakhshatra = 13°20′

= 13× 60 + 20 ‘

=  780 + 20 = 800

Now

Divide 5984 by 800

5984÷800 = 7.48

Take 7

Add 1 = 8

Look table

Yog is Dhriti .

Native birth time Yoga Is Dhriti Yoga.

Effect of Different yoga in birthchart

1)Vishkambha — He will be getting victory over his enemy. He is wealthy and endowed with wealth of cattels. He gets honour.
2) Preeti —- He will be interested in others women or under control of others women.
3) Aayushmaan — He will be long lived and healthy.
4) Saubhaagya —- He has good fortune and happiness.
5) Sobhana — He will be enjoying materialistic happiness.
6) Atiganda — He will be interested in killing.
7) Sukarman — He will be wealthy and doing righteousness acts or religious actss.
8) Dhriti — He will be interested in others women and wealthy.
9) Shoola — He is very angry and doing quarrel.
10)Ganda — He will doing weaked or mean acts.
11) Vriddhi —- He is expert in speaking or communication.
12) Dhruva — He is very wealthy.
13) Vyaaghaata — He is cruel.
14) Harshana — He is wise and knowledgeable. He is famous upto far away place.
15) Vajra — He is wealthy and sensual.
16) Siddhi — He will be just like Lord for many people. Many people dependent on him.
17) Vyatipaata — He will be fraudulent by nature.
18) Variyan — He will has wicked acts and having wicked desires including sensual matters.
19) Parigha —- He is inimical but wealthy.
20) Shiva —- He is knowledgeable of all sastra. He is wealthy and peaceful by nature. He is loved by king.
21) Siddha — He is religious and Inclination towards religious acts.
22) Saadhya — He has good conduct
23) Subha — He is charming by outlook. He is wealthy. He is sensual. He may be suffering from kapha related problem.
24) Sukla — He is religious or rightness person. He has inclination towards religious acts. He is expert in communication. He is angry by temper and tickled by mentality. He is knowledgeable.
25) Brahma — He is honorable. He has secret wealth. He is liberal. He has good jujdmental ability.
26) Indra —- He is doing such type of acts which is belong to universal benific. He has such type of intelligences through which he knows all things. He is intelligent and wealthy.
27) Vaidhriti — He is creating Maya. He is criticizing others. He is powerful. He is liberal. He is wealthy.

Apart from this Panchang there may be effect of hora on the native.

Effect of Hora

For Odd Sign

1st Hora — This is owned or ruled by Sun.

The person will be Cruel, sensual, wealthy  and honorable by King.

2nd Hora — This is Ruled by Moon.

The person will be skillful in speaking, charitable, handsome and kind. But his wife will be intriguing.

For Even Sign

1st Hora — This is Ruled by Moon.

The person will be bold or fearless in speech. He is lazy. He is fond of virtuous wife or he is fond of righteousness acts and own wife.

2nd Hora — This is Ruled by Sun.

The person  will be just like minister. He will be always remember those who helped him. He is fickle minded. He is very timid.

Now we predict a horoscope from Birth Panchang.

Sex —– Male

Date — 21/07/1984

Time :—- 08:15 am

Location —- 24N26 and 85E31

Now Birth Panchang

Var :– Saturday

Tithi —- Ashram

Paksha  — Krishna

Mass —- Sarvana Maas

Rithu — Varsha

Ayana — Dakshinayana

Nakhshatra — Ashawin 2pad

Birth Rashi — Aries sign

Karan —- Baalav

Yoga — Dhriti

Kaal — Pratushakaal

Hora — Lagan is Leo sign and degree of lagan is 14°30’34”. Leo is odd sign so lagan in rising 1st half so rules by Sun. So Hora is belongs to Sun.
Now we predict from Birth Panchang.

Var is Shanivar so Native is not so much intelligent or lazy. He will be lives on other foods and money. He will be always inclined towards argument. He will be jelious. He will be facing obstacles from his relatives. He will be skillful.

Next is Thithi
So Native is born in Dakshinayana so he will be expert in communication, he knows Bhed niti very well, he has good intelligence and aggressive by nature.

Varsha Rithu so he loves milk, salt, bitter taste. He is sweet in communication. His budhi or mentality will be very clear.

Mass is Sarvana so he will be interested in workship  of God, Brahman, earth.

Paksha is Krishna paksha so he will be making argument regarding own work. He is devoty to his own mother. He is inimical to own relatives.

Tithi is Ashtami so he is very sensual. He is very attached or loves his wife and children. He may be suffering from kapha related problems.

Hora is Sun hora so he will be Cruel, sensual, wealthy  and honorable by King.

Kaal is Pratushakaal so he will be interested in own rightness jobs. He is doing good deeds and will be happy.

Nakshtra is Ashwani so native is pleasing nature. He has childish behaviour. He is dynamic and doing quicker action (Just thought and just take
action according to thoughts without losing time). He is a good researcher(this make expert in many matter). He may be Intelligent. He is fearing from God. He is strong in decision. He has good morality. He may be harsh in speak. He is music lover. He loves Sport. He may be adventurous.

Birth rashi is Aries so native is agrasive, restless, and brave. Some time he may be act like foolish. He is not concentrate towards one work in long time. He may be fickle by nature.

Karan is Baalav so he will Shows polite nature and honour by King.

Yog is Dhriti so he will be interested in others women and wealthy.

Astro Pankaj Seth 

http://astropankajseth.co.in